Finnair Plus Mastercard

Finnair Plus Mastercard is an international charge and credit card.

The card cooperation between Nordea and Finnair will end in October 2023

We stopped issuing new Finnair Plus Mastercards as of 1 January 2023, and Finnair Plus points will no longer be earned for purchases paid with the card’s credit facility after 31 October 2023. 

However, you can continue to use the card as a charge card and credit card. The credit limit will remain unchanged and the insurance benefits provided by your card will remain valid. 

Due to these changes, you won’t be charged an annual fee for your card for the time being. You will pay no annual fee for your Finnair Plus Mastercard as of September 2023 for upcoming annual periods (normal annual fee is 60 euros).

We will apply the following amendments to the Terms of the Finnair Plus Mastercard credit account as of 1 November 2023:

  • We will remove the text concerning the accumulation of points in clause 1 Definitions.
  • We will remove the first paragraph concerning the accumulation of points in clause 10 Accumulation of Finnair Plus points.

You can find the updated Terms here. (pdf, 221 KB)

You can read more about the effects of these changes on existing Finnair Plus Mastercards here.

Finnair Plus Mastercard is an international charge and credit card. The annual percentage rate of charge on 1,500 euros of outstanding credit is 24,7 % and the price of the credit is 1,687 euros, when the nominal interest is the 3-month Euribor (August 2023) + 11.5% and the annual fee for the principal card of 60 euros and the monthly paper invoice fee of 3 euros have been taken into account.

Easy way to earn Finnair Plus points

For every purchase made with your Mastercard’s charge card feature and credit facility, you earn Finnair Plus points which can be used for different kinds of rewards.

1 euro = 2 points

The maximum number of Finnair Plus points you can collect during each invoicing period depends on the credit limit on your Finnair Plus Mastercard. For example, if your credit limit is 2,000 euros, you can earn 4,000 Finnair Plus points at most for each invoicing period.

Any points earned by making purchases with parallel cards go to the principal card holder’s Finnair Plus account.

You cannot earn points for invoice payments, credit transfers, cash withdrawals, cash payments and purchases made with your card’s debit feature.

Peace of mind with free travel insurance

Finnair Plus Mastercard includes both travel insurance and cash withdrawal insurance.

When you pay your whole trip abroad (100%) with the credit facility of your Finnair Plus Mastercard, you and all your family members travelling with you will be covered by travel insurance. The travel insurance covers illness and accidents during the trip and loss of luggage.

The cash withdrawal insurance will compensate you for the loss of cash withdrawn from the Finnair Plus Mastercard credit account abroad.

The insurance is issued by Tryg Insurance Company.

The rewarding Finnair Plus Mastercard

Number one card for Finnair Plus members

  • Earn Finnair Plus points. You earn two Finnair Plus points for every euro you spend when you pay with your card’s charge and credit facilities.
  • Available to customers of all banks.
  • Credit limit of up to 10,000 euros.
  • Includes the contactless payment feature. You can pay with your card or phone or even with a wearable, such as a ring or key fob. You can use the card to pay with your mobile phone using the Apple Pay and Google Pay apps. 
  • The card also includes travel insurance and cash withdrawal insurance.
  • Average interest-free payment period of 30 days.
  • You have the possibility of paying for your purchases in instalments.
  • The credit interest is 11.5% + 3-month Euribor. The annual fee for the principal card is 60 euros. The paper invoice fee of 3 euros per invoice will be charged in case of outstanding debt. The annual percentage rate of charge calculated on 1,500 euros of outstanding credit is 24.6% (February 2021).

The card includes travel insurance and cash withdrawal insurance

When you pay your whole trip abroad (100%) with the credit facility of your Finnair Plus Mastercard, you and all your family members travelling with you will be covered by travel insurance without any extra charge.

The travel insurance covers illness and accidents during the trip and loss of luggage.

  • The insurance covers transportation to Finland from abroad (for example, on air ambulance flights) in cases of serious illness or an accident.
  • The maximum insured amount is 50,000 euros.
  • The maximum insured amount of the medical treatment expenses arising from illness or accident is 30,000 euros.
  • The maximum luggage indemnity is 840 euros (the deductible is 50 euros).

Cash withdrawal cover compensates cash funds withdrawn from the Finnair Plus Mastercard credit account in a foreign country up to 850 euros if they are stolen from you within 24 hours of the withdrawal.

The travel insurance and cash withdrawal insurance are issued by Tryg. Read the insurance terms and conditions. (pdf, 586 KB)

Terms
Insurance benefits
Prices after 1.9.2019
Prices for cards issued before 1 September 2019

Prices after 1.9.2019

Prices for Finnair Plus Mastercard

Prices for Finnair Plus Mastercard
Finnair Plus Mastercard annual fee60,00 €
Parallel card*
0,00 €
Mastercard queries in Netbank, Mobile Bank and in OmaLuotto-service per month
0,00 €
Service fee for an express order of Mastercard
10,00 €
Transaction query at Otto.ATMs and Nordea's payment ATMs, per query
1,50 €
Balance query at an ATM
0,60 €
Reorder of card PIN (delivery by post)*  
7,00 €
Checking card PIN in Netbank
0,00 €
Change of credit limit
0,00 €
Printed credit card invoice/per invoice
3,00 €
Transfer from credit card
Interest-bearing as of the transfer date
Bill payment from card credit facility at Nordea's payment ATM
Interest-bearing as of the transfer date
Change or renewal of card during its validity
10,00 €
Change or renewal of card during its validity due to a manufacturing defect or card breakage caused by a reason beyond the customer’s control 
0,00 €
Finder’s fee
 0,00 €
Confiscation fee for a card used in violation of the card terms and conditions
120,00 €
Cash withdrawals from bank account in Finland at a branch
0,00 €
Cash withdrawals from a bank account at an ATM 1–4 withdrawals per month
0,00 €
Cash withdrawals from a bank account at an ATM 5 or more withdrawals per month per withdrawal
0,60 €

Cash withdrawals from card credit in Finland at ATMs per withdrawal

Interest-bearing as of the drawdown date

Cash withdrawals in euros at ATMs from a bank account in the EEA Member States 1–4 withdrawals per month

0,00 €

Cash withdrawals in euros at ATMs in the EEA Member States 5 or more withdrawals per month per withdrawal

0,60 €

Cash withdrawals in euros at ATMs from credit account in the EEA Member States

Interest-bearing as of the drawdown date 

Cash withdrawals in euros from credit account at branches in the EEA Member States 

Interest-bearing as of the drawdown date 

Cash withdrawals in euros from bank account in the EEA Member States  

2,00 € + 3 %

Cash withdrawals in currencies other than the euro from credit account at branches and/or ATMs in the EEA Member States and outside the EEA

KInterest-bearing as of the drawdown date  

Cash withdrawals in currencies other than the euro from bank account at branches and/or ATMs in the EEA Member States and outside the EEA

2,00 € + 3 %

Cash withdrawals from bank account and/or credit account at Nordea’s ATMs in Norway, Sweden and Denmark

0,00 €
Currency conversion fee* added to card purchases or cash withdrawals made in a currency other than the euro* 
2,25 %


*When you make a purchase or withdraw cash in a currency other than the euro, an exchange rate set by Mastercard or Visa plus an additional currency conversion fee subject to our tariff will be applied to the transaction. Read more 

* The annual percentage rate of charge (APR) on a Finnair Plus Mastercard credit of 1,500 euros in use is 24.6 %. The 3-month Euribor (June 2019) has been used as the reference rate in the calculation and the annual fee of 60 euros and the fee for the paper invoice has been taken into account in the APR. The interest on the credit is the 3-month Euribor + 11,5 %. The credit limit is 2,000-10,000 euros. Finnair Plus Mastercard is valid until further notice. The creditor is Nordea Finance Finland Ltd, Aleksis Kiven Katu 9, Helsinki, 00020 NORDEA.

Contact us

Nordea Finance Customer Service helps and advice you on your credit card and car credit related issues

0200 86210

Call Mon-Fri 9.00-16.30 (local network charge/mobile call charge)