eCredit

Terms and conditions

eCredit terms and conditionsOpens new window (in Finnish)

Standard European Consumer Credit InformationOpens new window (in Finnish)

Prices for eCredit issued from 1.9.2019

Prices for eCredit issued from 1.9.2019

Interest rate	12 % + Nordea Prime
Account management fee	An account management fee of 3 euros per month when the credit amount is at least 1,000 euros
Opening or annual fee	0 €
Change of repayment schedule	5,00 € per change
Extension of repayment schedule	5,00 € per change
Costs of written investigations	17.00 € per every beginning hour
Copies of invoices and receipts	7,00 €/per copy
Interest or balance query at the request of the borrower	7,00 €/per copy
Obtaining of borrower’s changed contact information	10 €/per inquiry

eCredit is a one-off credit facility with a fixed repayment period. With a 12-month repayment period, Nordea Prime (November 2023) + 12% as the credit interest and a monthly account management fee of 3 euros for credit amounts of at least 1,000 euros, the annual percentage rate of charge for a credit amount of 1,500 euros is 16.7%, the price of credit is 1,629 euros and the monthly repayment is 135,8 euros. The credit amount may range between 200 and 10,000 euros. The credit is granted by Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki

Prices for eCredit issued before 1 September 2019

Nettiluoton hinnasto ennen 1.9.2019 avatuille luotoille

Account management fee	EUR 0
Interest rate	Nordea Prime + 12 %
Opening or annual fee	EUR 0

Nettiluotto is an unsecured one-off loan. The annual percentage rate of charge on the credit is 13.3 % calculated for the purchase used as an example of 1.500 euros. The calculation has been made with the value of the Nordea Prime rate (03/2021).