Thinking of how to change your credit repayments or to take an instalment-free month?

You can apply for an instalment-free period for your company’s hire-purchase or financial leasing agreements.

Apply for an instalment-free periodOpens new window  

Do you feel you unsure what information can be found on your invoice. What is the minimum monthly payment to be made? Or what is the total credit balance if you would like to pay it all at once? What else can be found on the invoice? Would you rather have e-invoice instead of paperinvoice? Get to know your invoice as a Finnair Plus Mastercard, Stockmann Mastercard, Tuohi Mastercard,  Joustorahoitus and eCredit-customer. 

Your invoice explained

Deferred-payment purchases

Equal-payment purchase

E-invoice

Log in to the Car Finance self-service channels with your bank’s online banking codes.  

In Nordea Netbank and the Car Finance  self-service channels, you can view the following: 

• The repayment schedule and itemisation for your car
• Your monthly repayment amount
• The next due date
• The payment details (account number and reference number)
• The remaining debt amount.

Log in to Car Finance self-service channelsOpens new window

All Nordea Mastercards carry the contactless payment feature. You can make contactless payments up to 50 euros at a payment terminal. Hold your card close to the card reader, which will activate the contactless payment feature. In this way, you do not have to key in your PIN.

 You can transfer money from any of our card credits and Joustorahoitus to your bank account in our self-services. 

The transferred amount will be usually at your disposal instantly. 

• As a Nordea customer, in Nordea Mobile and Nordea Netbank.Opens new window

• As a Joustorahoitus or credit card customer, in the OmaLuotto service. Opens new window

If you’re struggling to pay your invoice due to a temporary financial difficulty, we can help. It’s important to let us know so that we can come up with a solution together. 

Contact us

We have compiled a comprehensive list of the channels and functions in which you can manage your credit as a Nordea customer or another bank’s customer. See which channel to use and whether you can take care of the matter in one of our self-services.

Read more about our self-service channelsOpens new window

Financing is based on trust built upon good service, knowing the customers and making the right decisions. We ask you questions about different matters because we want to know you and your life situation. When we know you, we are able to give you good advice and offer you financing services that suit your needs.

Read more

There may come a time when you no longer need your credit. You can then terminate your credit by giving notice on it. But please note, however, that credit once granted to you will be free of charge if you have not used it. 

You can send the notice of termination in one of the following ways:

• As a Joustorahoitus or credit card customer, in the OmaLuotto service.Opens new window
• Opens new windowAs a Nordea customer, in Nordea Netbank and Nordea MobileOpens new window
• If you are not using any of our self-service channels, you can print and post the form hereOpens new window

You don’t need to contact us if your address has changed, since we receive any address changes directly from the Population Information System. 

If your telephone number has changed, please give us your new number in one of the following channels:

• As a Nordea’s customer, in Nordea NetbankOpens new window

• As another bank’s customer, via Nordea OmapostiOpens new window

• If you cannot access to Nordea Mobile, you can call us at 0200 70 000, (Mon–Fri 8.00-18.00.

If you want to use your card for online payments, you must allow its online usage. If you don't remember the PIN of your card, you can order a new one through one of our self-services.

You can authorize online use and order a PIN as follows:

• As a Nordea customer, in Nordea Netbank and Nordea MobileOpens new window

• As another bank's customer, in the OmaLuotto-service.Opens new window

You can change due date or apply instalment-free period for your hire-purchase finance, which will ease your monthly repayments.

Read more of the changes you can makeOpens new window

There may be times when you need more time to repay your credit. You can adjust your monthly repayment amount by lowering your repayment percentage or taking an instalment-free month. 

You can change the repayment percentage of your credit and take an instalment-free month in one of our self-services as follows: 

• As a Nordea customer, in Nordea Mobile and Nordea Netbank.Opens new window
• As a Joustorahoitus or credit card customer, in the OmaLuotto serviceOpens new window.

On our website, you can apply for consumer credit and get the credit decision instantly. You can then use the credit granted to you with the card linked to it or by transferring cash from your credit account to your bank account.

Read about your options and apply for a solution that suits you on the webpage of the product. 

• TUOHI Mastercard Opens new window
• Stockmann MastercardOpens new window

The cancellation cover included in a Gold, Premium, Platinum or Black credit card granted by Nordea provides you with the possibility of cancelling your trip if you or your family member falls ill before the trip.

It does not cover cancellation if you wish to cancel your trip because you have concerns about coronavirus or costs arising from other services related to your trip, such as accommodation or car rental costs.

Read more about travel insurance valid abroad included in Nordea credit cardsOpens new window

On our website, you can apply for a raise to your credit card limit and get the credit decision instantly. You can find the link to the application form on the product page. 

• TUOHI MastercardOpens new window 
• Stockmann MastercardOpens new window
• Finnair Plus MastercardOpens new window Note. You can apply for a raise to your credit limit only in Nordea Netbank.

You can always reduce your credit limit if the credit you originally applied for seems too high. Please note that no costs are charged for the credit limit available to you, but only for the credit amount you have spent. 

You can reduce your credit limit by sending a message to our Customer Service in one of the following ways: 

• As a Nordea customer, you can send the message with the ‘Contact us’ functionality in Nordea Mobile and Nordea Netbank.Opens new window
• As another bank's customer, you can send the message via Nordea Omaposti service.Opens new window

If a product or service you ordered was not delivered in accordance with your order, make a complaint on a claims form.

The claims form is available hereOpens new window.