Personal customers

Even small things can bring a lot of joy

You may need to stretch your budget a bit more than usual during the holiday season. A great way to offset your holiday spending is to apply for a payment holiday or transfer money from your credit facility to your bank account.

OmaLuotto – a self-service channel for your convenience

Credit card or Joustorahoitus – manage your credit-related matters whenever it suits you best. You can start using the OmaLuotto service with the online banking codes of any Finnish bank.