Whatever you need...

Renovation, furniture or some other larger upcoming purchase? If you need financing, we can provide you with unsecured credit regardless of which bank’s customer you are.

You can apply for credit on the go: for example, when shopping at a furniture or home appliance store, and get the credit decision instantly. Paying back the credit is easy with repayments suitable for you. If you are planning a home renovation, ask your contractor about your finance options to get the renovation loan you might need.

Read more about our offering and turn your dreams into reality. 

Tuohi Mastercard Opens new window

A credit card with no annual fee. With Tuohi, you can do your shopping in Finland, abroad, online and on mobile. Tuohi PriceGuard Insurance guarantees you the best price on the market.

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Finnair Plus Mastercard Opens new window

Finnair Plus Mastercard is an international charge and credit card. The issuing of new Finnair Plus Mastercards stopped on 1 January 2023, and Finnair Plus points have no longer been accumulated for purchases paid with the card’s credit facility after 31 October 2023.

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Stockmann Mastercard Opens new window

Flexible payment terms and the benefits of the Stockmann Loyal Customer programme with one and the same card. Get more out of the Stockmann Loyal Customer programme by doing all your shopping using one card. You can also join the Stockmann Loyal Customer programme, if you are not a member yet.

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Joustorahoitus Opens new window

Renovating your home? Joustorahoitus can help you pay for both labour and materials. Get a flexible repayment period that suits you and borrow up to 25,000 euros.

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eCredit Opens new window

Planning a relaxing getaway or a re-energising change of scenery? If you are looking for a break from your daily routine and need credit to finance your trip, you can apply for eCredit directly on your online travel agency’s website.

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OmaLuotto – manage your credit card anytime

What is my credit balance? How can I transfer money from credit to my bank account? Find the answers to these and many other questions in the OmaLuotto service – regardless of who you bank with.

Go to the OmaLuotto pages and start using the service


  • Get more time to pay
  • Available to every bank’s customers
  • Repay the loan in instalments you can afford
  • No security or guarantors required

Where can I apply for consumer credit?

  • From our vendor partners both in stores and online
  • On our website
  • In Nordea’s Netbank


Tracking transactions and making changes to your card:

  • OmaLuotto-service for other than Nordea customers
  • Nordea’s Netbank

Nordea Finance Customer Service helps and advice you on your credit card and car credit related issues

Contact us

0200 86210

Call Mon, Fri 9.00-16.00 and Tue, Wed, Thu 9.00-14.00 (local network charge/mobile call charge)