When life catches you by surprise
It’s sometimes impossible to predict all of your expenses. This is when a credit card suitable for a student can be useful. You can apply for a Mastercard as soon as you have been admitted to study at a university, university of applied sciences or another higher education institution. As a student, you’re not required to have a job or income to get a Mastercard.
Is Mastercard right for me?
It’s good to remember that a credit card is not meant for impulse purchases, but it gives you financial security in case of unexpected expenses. For example, students doing occasional short-term jobs may use a credit card to balance their finances. A credit card also makes travelling and online shopping easier and helps you purchase something a bit more expensive like furniture or a laptop. Still, you should keep in mind that you are of course responsible for how you use your card. When you get your credit card invoice, you can always choose to pay the minimum instalment indicated on the invoice, the entire credit debt or something in-between.