Tips for managing a student's everyday finances

It’s sometimes impossible to predict all of your expenses. Then it's good to remember that certain credit cards can also be suitable for students. You can apply for a Mastercard when you have been admitted to study at a university, university of applied sciences or another higher education institution. As a student, you’re not required to have a job or income to get a Mastercard.

Is Mastercard right for me?

It’s good to remember that a credit card is not meant for impulse purchases. A credit card can also make travelling reservations and online shopping more secure and helps you purchase something a bit more expensive like furniture or a laptop. Still, you should keep in mind that you are of course responsible for how you use your card. When you get your credit card invoice, you can always choose to pay the minimum instalment indicated on the invoice, the entire credit debt or something in-between.

Nordea’s code app makes online shopping secure whether you bank with us or another Finnish bank. You can use Nordea Wallet to track the carbon footprint of your card purchases. And did you know that a Mastercard works for mobile payments as well?

Daily banking made easy

If you find it challenging to manage your finances, see how our daily banking tools, can help you prioritise your spending and save money. The first thing to do is to learn how to avoid the most common money pits.

OmaLuotto open 24/7

In the OmaLuotto service you can manage your credit cards with the banking codes you have from your bank whenever it best suits you. Check your transactions, select instalment-free months, change the due date of an invoice and more. If you are a Nordea customer, you can naturally do all of this easily in Nordea Netbank or Mobile, too.

We are here to help

If you need further advice or support, please contact our, Customer Service.