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Fill in the credit application and pay for your purchase using Joustorahoitus once your application has been approved.
You have made a purchase at our vendor partner’s store and the vendor has sent you a link to this page along with a personal login code via SMS or email. Go to the application form. Opens new window
To access the application, you will need to provide your email address or phone number and the personal login code you received via SMS or email. You will also be asked to verify your identity using your bank’s credentials.
Once your application is approved, you can pay for your purchase with Joustorahoitus
The interest rate on Joustorahoitus is the 3-month Euribor plus 4.7–12.0 percentage points (variation range). For example, when the nominal interest rate is the 3-month Euribor (October 2023) + 8%, the annual percentage rate of charge on 5,000 euros of outstanding credit is 18,7 % and the price of credit is 5,480 euros, or when the nominal interest rate is the 3-month Euribor (October 2023) + 12.0%, the annual percentage rate of charge on 5,000 euros of outstanding credit is 23,4 % and the price of credit is 5,593 euros. The calculation includes a monthly account management fee of 12.50 euros. Joustorahoitus is a continuous credit facility which is valid until further notice. The credit limit is 1,000–50,000 euros. The credit is granted by Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.
Joustorahoitus allows you to pay in instalments that suit you
Joustorahoitus is a continuous credit facility with which you can make several separate purchases or transfer cash to your bank account within your credit limit.
You can repay the credit in monthly instalments that suit you. When you receive the invoice, it is up to you to decide if you want to pay the minimum instalment or more. If you pay more than the minimum instalment, your repayment period will become shorter. The minimum instalment is based on the instalment percentage you selected in the application and your outstanding balance. For example, if your credit balance is 2,500 euros and the instalment percentage you selected is 2%, your minimum monthly instalment will be 50 euros.
Available to you when you need it
Joustorahoitus is a continuous credit facility, which means you can use it to make further purchases with vendors of your choice within your credit limit.